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Lease the bike that's right for you

Carefree to work on your dream bike? You can! With Joule you also save up to 40% on your bike and even get money back through your bike allowance.

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Tour de force

Leasing your bike through Joule, that's a win-win for everyone

Cycling not only makes you, but also the world, healthier. Plus, Joule offers customized cycling plans so you're fully equipped for your next ride.

Wide range of bicycles

A bike at your dealer or via Joule Mobile

Fully customized (bike, service package, lease term) to how you are in life

Krëfel shifts gears with bike leasing through Joule

Man on cargo bike with dog.
How it works

How bike leasing works at Joule

Lease a bike as an employee through your employer? Joule makes it easy from start to finish. Choose a customized bike leasing package and we'll get you in the saddle in no time.

From the bike to accessories

Choose your dream bike and add accessories of your choice. Whether you're looking for speed, comfort or cargo capacity, we have the right bike for you.

Service package

Opt for service at home with our mobile technicians or at a local dealer. With maintenance and repair options, your bike will always stay in top condition.

Roadside assistance

Flat tire on the way? Thanks to our roadside assistance subscription, you will never stand still for long. We'll always help you get back on track quickly, wherever you are.

Insurance

Cycle to your final destination without worries. Our insurance covers theft and damage, so you're protected anytime, anywhere.

1

Calculate the monthly bike leasing price

Please note: bike leasing depends on a combination of personal factors (number of dependent children, marital status, etc.) and payroll and company proporties, which may cause the calculation to differ from the final amount to be paid.Want to be sure? Then contact your employer or payroll provider. They will show you the way
This is the retail price of the bicycle in new condition for sale (including VAT)
This is the retail price of the accessories in new condition for sale (including VAT)
This service package can be used for maintenance and repair of your bike (including VAT)
2

About your salary

3

About your potential bike allowance

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Icoon info

We work with your gross salary, because it determines which tax bracket you are in. Based on this, we can estimate your lease amount.

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Icoon info

This is relevant to calculate your bicycle allowance. Do you not receive a bicycle allowance? Then you can skip this step.

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Package bike leasing

Fill in the fields on the left, press' Calculate 'and find out your monthly lease price here.
33.48
Total gross lease price per month (including VAT):

Your chosen service package

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Annual budget service package

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Duration of your bike leasing

Input
months

Salary

Gross salary for bike leasing

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Gross salary after bicycle leasing

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Gross lease price per month

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Net salary for bike leasing

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Net salary after bike leasing

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Net lease price per month

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/month

Net lease price per year

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/year

Cost of the bike lease

Total cost of bike leasing

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Estimated purchase option bike

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Total value of bicycle leasing

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Savings compared to private purchase

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Potential bike allowance

Potential monthly bike allowance

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Salary

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Net salary with leasing

My total savings -%

The value of my service package

(maintenance, repairs and insurance)

Total savings on your bike lease

Market value estimation after 36 months

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Market value estimation after 36 months

Leaseformules

Not sure what plan you want? Compare them here

Choose the leasing plan that's right for you or your company

Lease plans

Not sure which plan you want? Compare them here!

Choose the leasing plan that suits you or your business

Joule Local

Personalized service and local expertise. Bike selection and maintenance are handled through a trusted local dealer.

Joule Mobile

Quick and easy. Employees select their bike online and get it delivered directly through Joule.
Choose your bike...
In the store of one of our dealers
Via our online shop
Order your bike...
Through uploading a quote in our platform
Directly via Joule
Choose from...
Endless bike options, at your dealer
30 A-brands in stock at Joule
Maintenance & repair
At your dealer
Through our own mobile repair service
Insurance and roadside assistance
Insurance and roadside assistance included in your package
Insurance and roadside assistance included in your package
Feature Category
Lease term
12, 24, 36 or 48 months
12, 24, 36 or 48 months
Purchase option
Included in your package
Included in your package
Service package
Choose from 4 service packages: Basic, Standard, Premium and Advanced
Choose from 4 service packages: Basic, Standard, Premium and Advanced

Your questions,
our answers

How can I call Joule?

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You can reach Joule at +3250892689. The line is available every working day from 09h00-18h00. The breakdown service is available 24/7. We will put you through via these shortcuts:

  • General questions about bike leasing and purchasing.
  • Joule operations: for information on repairs and maintenance.
  • Breakdown assistance (have your policy number handy).
  • Other questions or comments.

Client space

What happens to the employees' wage?

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With salary exchange, the employee trades part of their gross salary for a bike. This lowers the taxable base, but the net cost remains low thanks to tax advantages and the bike allowance. The benefit of bicycle leasing depends on a few factors, including the tax rate. This depends, among other things, on the employee's marital status, the number of dependent children, etc. For a correct calculation of the net cost of bicycle leasing, it is best to consult a social secretariat. For a rough estimate, you can always consult our calculator.

Calculator

Where can I find the balance on my service budget?

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You can find this information through the customer area. Log in to your profile and go to My Bikes.

What if my balance is used up?

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If your balance is used up, maintenance and repair costs will be charged directly to you personally.

What is an annual maintenance?

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Annual maintenance of a bicycle will result in fewer problems, and therefore fewer repairs. An annual maintenance within your bike lease is necessary for every bike!

During a maintenance, services are performed with the goal of preventing wear and tear and repairs:

  • checking and repairing lighting;
  • lubricating the chain;
  • tire pressure check;
  • retightening of all bolts;
  • adjusting gears;
  • check headstock play;
  • software update;
  • adjusting brakes and replacing brake pads;

What is the cost of a maintenance or repair?

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You pay for your maintenance or repair through your service voucher. The amount deducted from your service voucher is determined by the partner:

  • Joule Local: the cost of maintenance and repair are according to your bike dealer's rates.
  • Joule Mobile: the call-out cost, the cost of maintenance and repair. You can find that cost in the customer area.

What should I do if I lose my bike key?

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Send an email to operations@joule.be and we will order a new bike key for you. The cost of the extra key will go from your service voucher. You always need two keys as proof for insurance in case of theft.

What is bike leasing through your employer and how does it work in Belgium?

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Bike leasing is a formula where the employer provides a bike for the employee. It can be budget-neutral via salary exchange or a mobility budget. Employees get a bike including insurance, maintenance, and roadside assistance, while you as an employer benefit from tax advantages and administrative support.

What if you already have a cafeteria plan or mobility budget?

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Bike leasing can be seamlessly integrated into existing plans. Employees simply choose to allocate part of their budget to a bike.

What are the main benefits of bike leasing for employees?

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You ride for a lower net cost thanks to exemptions from 'voordeel alle aard' and social security contributions. You can still combine your lease bike with your commuting allowance, and services like insurance, maintenance, and roadside assistance are included. You’ll save time, skip traffic, and avoid parking stress. At the end of your lease, you can choose to buy the bike or start a new lease. It keeps you moving — without the big upfront cost or surprise repair bills. Bike leasing is often up to 40% cheaper and completely hassle-free compared to buying privately.

Is the benefit of a leased bike taxable in Belgium?

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No — the benefit of a company-leased bike is exempt from taxes and social security contributions, as long as you use the bike regularly for commuting. That makes it much more tax-efficient than an equivalent cash benefit.
Keep in mind: accessories or extras outside the lease package may follow different rules. When in doubt, check your company bike policy or with your payroll provider. You can see how this exemption increases your net savings in the Joule calculator.

How much do I save with a bike lease compared to buying privately?

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That depends on your tax rate, salary structure (e.g. gross salary exchange or bonus), lease term, and service package. On average, employees save tens of euros per month, plus extra savings on maintenance and insurance. The calculator gives you a personal simulation comparing lease vs. private purchase, and shows how the bike allowance further increases your benefit. That way, you can make an informed and transparent decision.

Am I entitled to a replacement bike in case of damage or theft?

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If the urgent repair of your bike takes longer than 48 hours, it is possible to temporarily use a replacement bike through Joule Mobile, and through Joule Local if the bike dealer has a replacement bike available.

How quickly is assistance on site?

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On average, the assistance company is on site within 30 minutes.

Can I lease a new bike after a theft?

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After a theft, you can lease a new bike.

My bicycle has been stolen. What should I do now?

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Please notify Joule within 24 hours. You can file a report through your customer area (customer area link) or you can send an email to operations@joule.be with the following information:

  • The location where your bike was stolen
  • The police report (see also below)
  • The photos of your two bike keys as proof that the bike was locked correctly

What is covered by the damage and theft insurance?

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The damage and theft insurance covers you in case of damage due to vandalism, falls, collisions, and attempts at or actual theft. Upon approval of the insurance file, a deductible of €25 is usually charged.

What is included in the assistance plan?

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Have a breakdown on the road? No problem!

You can call the breakdown service and they will come and depanel you on the spot. You can call the breakdown service twice a year throughout Europe. The main condition is that your location is more than 1 kilometer from your domicile. Joule works with IMA for this purpose.

What should I include in the police report when my bicycle is stolen?

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In case of theft, it is important to file a police report. Always include the following information in your report:

  • The Joule ID (which can be found in the customer area)
  • Brand and type of bicycle
  • The location where your bike was stolen
  • How your bike is closed
  • Any information on camera footage or other evidence

What are the main terms of theft insurance?

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Key terms:

  • The bicycle must be secured with an ART2 approved lock. We offer such a lock as standard in the lease package through Joule Mobiel.
  • The bicycle must be fixed to a fixed anchor point in the public space (a shared bicycle parking area in an apartment building is also considered public space).

How should I return my bike after leasing?

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You are expected to follow the "good-father/home-mother" principle (or "prudent and reasonable person" according to the Civil Code) during your bike lease. That means your bike is in good condition and everything works:

  • General:
    • The frame is not cracked or broken
    • The frame is not rusted
    • In the case of a horseshoe lock: the two keys of the lock are present.
  • For electric bikes:
    • The charger is included (and works)
    • Battery(s) is/are included
  • For speedpedelecs:
    • The registration certificate is attached (part 1 and part 2)
    • the certificate of conformity is attached
    • The license plate is still on the bike.
  • What can be done:
    • Use damage: scratches in the frame
    • Rusty screws

What if I leave the company during my lease term?

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Your employer, through the bike policy, freely determines what the options are, but usually there are three options:

  1. You purchase the bicycle at its then-current market value
  2. You return the bike and pay an administrative fee
  3. You pass the bike internally to a colleague

Joule can transfer your contract to your new employer free of charge if:

  • Your new employer agrees, and
  • Your new employer is eligible for bicycle leasing.

What happens when the lease ends?

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At the end of the lease term, you have two options:

  • Option 1: Joule comes to pick up the bike: through one of our partners (Decathlon, E-Bis, Upway or Lucien) we give the bike a second life and make a new user happy with it.
  • Option 2: You take over the bike at market value

In either scenario, you can enter into a new bike lease after the lease.

What if I take over the bike and I need a maintenance and repair?

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Still in need of service after purchasing your bike lease? No problem:

  • For bikes through the Joule Local package, just stop by your bike dealer.
  • For cycling through the Joule Mobile package, please contact us:

What about my service budget at the end of my contract?

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If you still have a balance on your service budget at the end of your lease:

  • You can use this to put your bike in order and/or buy spare parts, related to maintenance or repairs on your bike
  • You can request additional maintenance or repair

Do you have a negative balance at the end of your contract? Then you pay the outstanding balance directly to Joule or through your employer.  

What about my service budget upon early termination?

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If you have a balance remaining on your service budget at the end of your lease:

  • You can use this to put your bike in order and/or buy spare parts, related to maintenance or repairs on your bike
  • You can request additional maintenance or repair

Do you have a negative balance at the end of your contract? Then you pay the outstanding balance directly to Joule or through your employer.  

Laurens van Joule

Laurens

Founder - marketing

Ready to lease your bike?

Our team is happy to answer any questions you may have.
Does your organization already offer bike leasing through Joule? Reach out directly to our customer care team via orders@joule.be
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