How much does your bike lease cost?

Before you hop on your (electric) dream bike, you would like to have an insight into the costs. Makes sense!

1

Calculate your lease rate

This is the monthly cost you can find in one of the simulations you have completed via the Joule customer portal.

Don’t have access to the Joule customer portal yet?
Register here
2

About your salary

Your bonus must be greater than

X

are.

3

About your bicycle allowance

Illustratie munten
Icoon info

We werken met je brutoloon, omdat die namelijk bepaalt in welke belastingschijf je zit. Op basis daarvan kunnen we je leasebedrag inschatten.

Lijn met bol
Icoon info

Dit is relevant om je fietsvergoeding te berekenen. Krijg je geen fietsvergoeding? Dan mag je deze stap overslaan.

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The simulation

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How much does my bike lease cost?

It’s one of the most frequently asked questions from employees who want to start cycling.
However, the answer isn’t simple. The cost of a bike lease depends on personal and company-specific factors, such as the number of dependents and marital status.
As a result, the final calculation may differ from the estimated amount.To still give you an idea of the real cost of a bike lease, we’ve developed a simulator.
Would you like to know the exact impact on your salary?
Then contact your HR department or social secretariat — they can provide further assistance.

👉 More information via this link

Structural reduction

This refers to a reduction in the employer’s social security contributions.
Its purpose is to encourage employment, and it depends on the sector and the type of employee.
👉 More information via this link

Taxable salary and withholding tax

The taxable salary is the gross salary minus social security contributions, on which taxes are then levied.
👉 More information via this link

Social security contribution and special contribution

This refers to the employee’s contribution to social security, which is deducted from the salary.
An additional contribution may apply depending on income.
👉 More information via this link

Employer contribution

This is the employer’s contribution to social security.
👉 More information via this link

Work bonus

The work bonus is a reduction in social security contributions for employees with lower incomes,
designed to increase their net salary without extra cost to the employer.
👉 More information via this link

Other fringe benefits

Thanks to the savings on the employer’s social security contribution (including VAT).
👉 More information via this link

150
Total lease price per month
Total lease price per year
Total lease price * 12 months

Duration

Input
months

Employer benefit contribution per month

thanks to savings in the employer's employer's employer's contribution (incl. BTW)
without bike leasing
with
bicycle leasing

Social contribution

Input
Input

Reduction of the social contribution

-
Input
-
Input

Other costs (occupational accident insurance)

Input
Input

Vacation bonus

Input
Input

Sector bonus

Input
Input

End of year bonus

Input
Input

Total employer costs

Input
Input

Annual savings for the employer

Input
Input

Monthly savings for the employer

Annual savings for the employer

Annual savings for the employer

Input
150
Lease price
Lease price per year
Lease price * 12 months
-
40
Benefit
=
110
Recovery via payroll deduction

Salary

without bike leasing
with bike leasing

Recovery via payroll deduction

110

Gross monthly salary

Input
Input

RSZ

-
Input
-
Input

Work bonus

Input
Input

Taxable income

Input
Input

Income tax

-
Input
-
Input

Special NSSO contribution

-
Input
-
Input

Net salary

Input
Input

Net lease price per month

Net lease price per year

Net lease price per year

Input
/month
Input
/year
Input
/year

Bicycle leasing price

Total bicycle leasing costs

Input

Bicycle allowance

Potential monthly bike allowance

Input

Salary

Plusteken

Net salary with leasing

My total savings -%

The value of my service package

(maintenance, repairs and insurance)

Total savings on your bike lease

Market value estimation after 36 months

Plusteken

Market value estimation after 36 months

Laurens van Joule

Laurens

Founder - Marketing

Ready to lease your bike?

Our team is happy to answer any questions you may have.
Does your organization already offer bike leasing through Joule? Reach out directly to our customer care team via orders@joule.be
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