Calculate bike leasing:
use our calculator

After calculating your bike leasing, you will know whether the lease price fits within your expectations. The next step is to align with your employer, HR department, or payroll provider. They can confirm how the simulation translates into your actual salary package.

If you use a mobility budget, it is also worth checking the rules. In our blog mobility budget and bike leasing: 2026 rules update, you can read what to take into account.

It is completely normal for bike leasing calculations to differ between colleagues. Factors such as salary, family situation, employment status, bike allowance, and contract duration all play a role. Even with the same bike, the net leasing cost can differ. That’s why calculating bike leasing is always personal. The simulator takes your situation into account and provides a tailored indication. Rather than comparing directly with others, focus on what it means for you.

Yes, accessories such as a helmet, lock, panniers, or a child seat can be included when calculating your bike leasing. They are added to the total lease price and spread over the lease term. This slightly increases your monthly cost but results in one clear and complete simulation. You immediately see the impact on both gross and net amounts and avoid extra one-off expenses.

Yes, it does to a certain extent. The more often you cycle and the more kilometers you cover, the greater the impact on your net result. That’s why the simulator asks for the number of cycling days and kilometers. If you want to understand exactly how the allowance works and how much it amounts to, you can read more in our blog what you should know about the increased bike allowance.

A bike leasing simulation gives you a realistic indication of the leasing cost, based on key parameters such as bike price, lease term, and salary information. However, it remains an estimate. Personal and company-specific factors can influence the final gross or net cost. See the simulator as a first step. In the blog how to calculate bike leasing, we explain how to interpret the results correctly.

Yes, you can absolutely calculate the leasing of an e-bike or speed pedelec using a bike leasing simulator. You simply enter the higher bike price and any accessories, and the tool calculates your monthly leasing cost. Insurance and maintenance are also included in the simulation. Especially for higher-priced bikes, it is useful to calculate the leasing cost upfront to get a realistic view of the total lease price.

When calculating bike leasing, you will often see a difference between gross and net amounts. The gross amount shows which part of your salary is used for the lease, while the net amount reflects what you actually feel in your take-home pay. Thanks to tax benefits and the bike allowance, the net cost is often lower than expected. In our blog why leasing a bike is good for your wallet, we explain why this is the case. The simulation makes this difference clear, but the final result remains personal.

The calculation of your bike leasing depends on several factors, such as the bike price, accessories, and the length of the lease contract. Personal and company-specific elements also play a role, including your employment status, salary structure, and family situation. As a result, the final cost may differ from the simulation. In the blog how much does bike leasing cost for employees and employers, we explain these factors in more detail. A simulation therefore remains a strong indication, not a fixed amount.

Calculating bike leasing as a self-employed professional works differently than for employees. The simulation focuses less on gross and net salary and more on the monthly leasing cost and tax deductibility. In the calculator, you enter the bike price and lease term to get an estimate of the lease price. Bike leasing can be fiscally attractive, but the exact cost depends on your accounting and how you use the bike.

You can calculate your bike leasing using an online simulator like the one from Joule. By entering a few details such as the bike price, lease term, and salary information, you get a simulation of your leasing cost. This includes an estimate of both gross and net amounts, so you immediately see the monthly impact. Keep in mind that this is an indication. For a final calculation, you can always check with HR or your payroll provider.

Read our blog how much does bike leasing cost for employees and employers to learn more about the cost split between employee and employer. If you want a deeper dive into how the calculation works, we also recommend our blog on how to calculate bike leasing.