1

View your total available flex budget based on your end-of-year allowance through the AGODI application

Calculate it through the application using the button below.

Surf to the official Flanders website to arrive at this amount. You can find all the information here.

2

Calculate the flex budget you need for your bike lease

This is the monthly cost you can find on one of the simulations you’ve done via the Joule customer portal.
Don't have access to the Joule customer portal yet? Register here
3

About your year-end allowance

*This is the statute under which you are primarily employed.
Illustratie munten
Icoon info
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Icoon info
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Welcome to the calculator!

What exactly does a bicycle lease cost?That's a fair question! With this calculator we try to give you a clear estimate. The actual cost of a bicycle lease is calculated as the difference between your future net year-end allowance (or flex budget) without and with bicycle leasing in 2026. We can calculate this using a simulation of your future flexbudget, which you can also access via AGODI's application.This simulation is based on a non-indexed annual salary and an unchanged assignment.

The simulation

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Do I have enough flex budget?

This is the flex budget you need to pay your bike lease for a full year (from 2026)

[BIKE LEASE] *12
Result of the test
Your flex budget needed to fund your bike lease is:
Enough to finance your bike leasing for a full year (2026, 2027,...)
Not enough to finance your bike lease. A personal contribution of €input year will have to be paid for a full year of leasing.

End-of-year allowance full year

without bike leasing
after bike leasing

Gross terminal annual allowance employee

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Social security contributions (RSZ)

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Taxable base

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Income tax

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Net end-of-year allowance

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Bicycle leasing price

This is the actual cost of your bike lease, including your service budget, insurance and roadside assistance. If your flex budget is not sufficient, a personal contribution must also be paid (see “Quick test of your flex budget”) .Do you want to buy the bike at the end of the term? Then you pay a residual value of 16% on the list price of your bike.

Net cost for your bike lease per year:

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Net cost for your bike lease over the term

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